Predicted Mortgage Rates 2025 Australia. After more than a year of the reserve bank of australia (rba) keeping its cash rate target on hold at 4.35 per cent, forecasts are for at least one 0.25 of a percentage point cut in. Australia’s housing prices have stayed resilient over the past year despite rising rates, with home loan borrowers feeling the pain from high repayments amid cost of living.

On the other side of the coin, if the australian economy starts to struggle. Updated 17 dec 2024, 8:33am.